Provides cover against accidental loss or damage to specified items including theft that is not forceful. This covers items that are prone to accidental damage and items that are portable e.g. laptop computers, valuables, mobile phones and fixed phones. This cover provides additional cover to that provided under fire and burglary sections.

Underwriting Guidelines

A schedule of all items must be provided including serial numbers and replacement values.


  Loss or damage to money or securities

  Loss due to theft by employee

  Loss or damage arising from tear and wear.

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