Provides cover against accidental loss or damage to specified items including theft
that is not forceful. This covers items that are prone to accidental damage and items
that are portable e.g. laptop computers, valuables, mobile phones and fixed phones.
This cover provides additional cover to that provided under fire and burglary sections.
A schedule of all items must be provided including serial numbers and replacement
Loss or damage to money or securities
Loss due to theft by employee
Loss or damage arising from tear and wear.