Building, stock, furniture & fittings and contents are insured against Fire, Explosion, Lightning, Earthquake, Riot & Strikes, Malicious Damage, Storm, Flood, Burst Pipes and Impact and other natural perils.

Other related risks like malicious damage, damage by objects falling from aircraft, etc., can also be covered under this policy.

Underwriting Guidelines

Duly filled in and signed proposal form to be submitted

A list of all items must be obtained with information on value and any identification on them such as make and serial number where available.

Claim conditions

To notify Insurer immediately in case of a loss

To report the occurrence to police

To take reasonable precautions to avoid loss

If fraud is suspected, all benefits under the policy are forfeited

Claims are subject to contribution, average and subrogation.

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