Building, stock, furniture & fittings and contents are insured against Fire, Explosion,
Lightning, Earthquake, Riot & Strikes, Malicious Damage, Storm, Flood, Burst Pipes
and Impact and other natural perils.
Other related risks like malicious damage, damage by objects falling from aircraft,
etc., can also be covered under this policy.
Duly filled in and signed proposal form to be submitted
A list of all items must be obtained with information on value and any
identification on them such as make and serial number where available.
To notify Insurer immediately in case of a loss
To report the occurrence to police
To take reasonable precautions to avoid loss
If fraud is suspected, all benefits under the policy are forfeited
Claims are subject to contribution, average and subrogation.